QUESTION:

What do the scholars of the Dīn and muftīs of the Sacred Law state regarding the following issue: What is the ruling on insurance? Some time ago in the past I was involved in an accident, can I make a personal injury claim and would the money received from this claim be regarded as Halal?

Questioner: Sadiyah from UK

ANSWER:

بسم اللہ الرحمن الرحیم
الجواب بعون الملک الوھاب اللھم ھدایۃ الحق والصواب

Taking out an insurance policy with a non-Muslim company is completely permissible. After having an accident, it is also permissible to make a personal injury claim and the proceeds received from the claim are Halal.

However, it is impermissible to lie or deceit even a non-Muslim to acquire this money.

واللہ تعالی اعلم ورسولہ اعلم صلی اللہ علیہ وآلہ وسلم
کتبہ ابو الحسن محمد قاسم ضیاء قادری

Answered by Mufti Qasim Zia al-Qadri
Translated by Abu Zayn

Read the original Urdu answer here: [Q-ID0755] Is it permissible for a Muslim to make a personal injury claim?

Also see:

[Q-ID0228] What is the Islamic ruling on taking out a Life Insurance policy in the UK?

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